Get to Know Us
Nigel Johnston
Principal adviser at Johnston Financial.
He works closely with clients to provide practical, personalised advice, with a focus on helping people build wealth, prepare for retirement, and make confident financial decisions.
Nigel’s approach is grounded in understanding each client’s individual situation before developing recommendations. He believes financial advice should be straightforward, relevant, and aligned with what matters most to the client — not unnecessarily complex.
As a single-adviser practice, Nigel is involved at every stage of the advice process, from initial discussions through to implementation and ongoing reviews. This provides clients with consistency, accountability, and a long-term advisory relationship.
Based in Tamworth, Nigel works with clients both locally and more broadly, providing accessible and personalised financial advice.
Nigel holds the Bachelor of Business (Financial Planning), and has completed the Accredited Listed Adviser Program as well as qualifications in margin lending and gearing.
Nigel is emnployed by Johnston Financial and is an authorised representative of Lifespan Financial Planning Pty Ltd ASIC Authorsed Representative Number 239436.
Johnston Financial
Johnston Financial has been assisting clients to achieve their financial goals for over 20 years.
Our approach is built on providing advice that is personal, clear, and tailored to your individual circumstances. We understand that financial decisions can feel complex, particularly when there are multiple options or competing priorities. Our role is to simplify that process, helping you understand your position, your choices, and the steps needed to move forward.
Rather than applying a standard solution, we focus on delivering advice that is based on your personal objectives, financial situation, and needs. This means taking the time to understand what you are trying to achieve and providing recommendations that are appropriate, practical, and aligned with your long-term goals.
Where appropriate, our advice is documented in a clear and structured way, outlining the strategies recommended, the reasons behind them, and any associated costs. This ensures you have a full understanding of the advice being provided and can make informed financial decisions with confidence.
Our focus is on building long-term relationships and providing ongoing guidance as your circumstances evolve over time.
Johnston Financial is an Authorised Representative of Lifespan Financial Planning Pty Limited (AFSL 229892).

Lifespan Financial Planning
Australian Financial Services Licensee
Lifespan is one of Australia’s largest privately owned financial adviser networks, providing professional support, compliance oversight, and access to a broad range of advice solutions.
This partnership allows us to combine personalised, local advice with the backing of an established and regulated advice framework. It ensures that:
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Advice is provided in line with professional and regulatory standards
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Clients receive clear documentation and disclosure where required
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You can have confidence in the structure and governance behind the advice
Importantly, it allows us to remain focused on providing advice in your best interests while being supported by a strong professional framework.
Lifespan Financial Planning Pty Limited holds an Australian Financial Services License number 229892.
Nigel Johnston and Johnston Financial are authorised by Lifespan Financial Planning to provide advice under this license.




