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Clear goals.
Clear advice.
Great outcomes.

Financial advice to help you feel confident about your future.

Whether you're building wealth, preparing for retirement or already enjoying it, we provide clear, practical advice to help you understand your options and make informed financial decisions.

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Tamworth-based financial advice • Personalised strategies • Ongoing support

Where are you on your financial journey?
Everyone's financial situation is different. Find the stage that best describes where you are today.

BUILDING WEALTH

 

Building for the future

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Make the most of your super, investments and financial opportunities while protecting what matters.

PREPARING FOR RETIREMENT

Getting retirement into focus

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Understand when you may be able to retire, how much you may need and how to turn your super into retirement income.

ENJOYING RETIREMENT

 

Making the most of retirement

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Manage your retirement income, investments, super and Centrelink as your needs change.

Clear advice. Personal service.

Johnston Financial is a Tamworth-based financial advice practice providing personalised advice to individuals and families.

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You'll deal directly with Nigel Johnston, with advice focused on understanding where you are today, what's important to you and where you want to be in the future.

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We believe good financial advice shouldn't leave you overwhelmed by financial jargon. It should give you a clearer understanding of your position, a practical plan and greater confidence in the decisions you're making.

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Could you retire with confidence?

Retirement isn't just about reaching a certain age or having a particular super balance. It's about understanding whether the wealth you've built can support the retirement you want.

Do I have enough super?

When can I afford to retire?

How much income will I need?

How long will my money last?

Could I be entitled to Centrelink?

A clear retirement strategy can help bring these questions together so you can understand your options and make informed decisions about your future.

Let's work out what retirement could look like for you.

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Advice for the decisions that matter

Good financial advice brings the different parts of your financial life together.

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Superannuation

Make the most of your super and understand how it fits into your broader financial plan.

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Investments

Build an investment strategy aligned with your goals and circumstances.

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Personal Insurance

Help protect your financial position when life doesn't go according to plan.

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Retirement Planning

Build a clearer picture of when you can retire and how your retirement income could work.

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Centrelink

Understand how Centrelink may fit into your retirement strategy.

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Ongoing Advice

Keep your strategy on track as your circumstances and goals change.

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How We Work

Financial advice doesn't need to be complicated. We follow a clear process to help you understand your options, make informed decisions and put your strategy into action.

Talk

Let's start with you.

We take the time to understand your current position, what's important to you and what you'd like to achieve.

Plan

Build a clear strategy.

We consider your options and develop financial strategies around your circumstances and goals.

Our focus is simple: clear advice, a structured plan, and ongoing support to help you achieve great outcomes.

Put it into action

Turn the strategy into action.

Once you're comfortable with the advice, we help put the agreed strategy in place.

Keep on track

Advice that evolves with you.

Where appropriate, ongoing advice helps keep your strategy aligned as your circumstances and goals change.

Ready to start a conversation?

Whether you're building wealth, approaching retirement or already retired, a conversation is a good place to start.

Our Office

Hours: Monday - Friday, 9 AM - 5 PM (Appointment Only)

170 Bridge Street, Tamworth, NSW 2340 (Located with Country Locks & Doors)

Get in Touch

Get in touch

The information provided on this website is for general information purposes only and should not be construed as personal financial advice. We recommend consulting a qualified financial adviser before making any financial decisions.Your unique situation may not be covered here, so please confirm the applicability of the information presented. Links to external websites, including Moneysmart, are provided for convenience and general information only. Johnston Financial does not control or endorse the content of external websites, and information accessed through these links should not be considered personal financial advice. All rights reserved ©2026 Johnston Financial.

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